The Credit Manager at American Metals Corporation is responsible for overseeing the credit department’s daily operations and long-term activities. This role emphasizes creating a safe work environment focused on customer satisfaction through quality service. The position offers opportunities for professional growth within a stable industry and includes a comprehensive benefits package.
Responsibilities
- Manage and administer the day-to-day activities of the credit department.
- Establish, review, or revise credit limits by analyzing financial statements and credit reports.
- Monitor monthly balances and past due statuses of individual accounts.
- Assist with posting cash and manage hold screens as needed.
- Review monthly reports and analyze financial statements to evaluate credit risks.
- Advise management on large credit exposures and potential bad debts.
- Analyze bad debt exposure and recommend changes to reserve requirements.
- Place accounts for collection and direct actions of collection agencies or attorneys.
- Maintain credit files for permanent reference.
- Adhere to safety processes and protocols.
Requirements
- Knowledge of business concepts and principles related to credit management (business administration, economics, finance, or accounting).
- Ability to calculate financial figures accurately (ratios, rates, percentages).
- Strong multi-tasking, prioritization, and time management skills.
- Excellent oral and written communication skills.
- Strong analytical and problem-solving skills.
- Ability to make sound decisions based on analysis and judgment.
- Ability to maintain cooperative relationships with co-workers and customers.
- Proficiency in Microsoft applications, particularly Excel and Word.
Benefits
- Wellness program
- Health savings account
- AD&D insurance
- Disability insurance
- Health insurance
- On-site gym
- Dental insurance
- 401(k)
- Flexible spending account
- Paid time off
- Employee assistance program
- Vision insurance
- 401(k) matching
- Employee discount
- Life insurance
